First Time Home Buyers

Money - get up to $7,500 in closing cost assistance if you make less than $75,000 per year, have not owned a FL home in 3 years and have decent credit. Contact Certified lenders for full qualification details.

Money - get up to $25,000 in down payment assistance if you make less than $75,000 per year, have not owned a FL home in 3 years and have decent credit. Contact Certified lenders for full qualification details.

First Time Home Buyer - if you have not owned a FL home in 3 years you are generally considered a first time buyer.

How do you get the money - You attend a 1 hour state funded class about home buying and receive a certificate. Certified lenders from local banks will take care of the rest and notify you when you are approved for your money; It only takes a few weeks. Contact me here for more details about class dates.

Basic Home Buying Steps:

1. Contact a lender to get pre qualified. This is done over the phone and only takes 15 minutes. Later, when you find a home you will gather your documentation to back up your finances. This is typically a few pay stubs, bank statement and a recent tax return.

2. Contact Your Realtor or Search the MLS for Homes at www.BrevardAccess.com. Your realtor will guide you through the offer and contract process to make sure you get a complete and correct contract with home inspection periods, financing contingencies and cancellation clauses as well as any other particulars that may apply.